Tips for Writing a Great Resume

By Malaika Charrington

Your resume has the potential to make or break your job search! A great resume can allow to stand out to potential employers, making you far more likely to get the job you want! Luckily for you, you can have a great professional resume in a few simple steps!


Employers use resumes to be able to get a basic understanding of a person’s skills, abilities and qualifications all compiled in one convenient location. Generally, this document should be brief, with no more than one or two pages of information and work experience that is relevant to the job that you’re applying for.

I strongly recommend using an online resume template, as these make it far easier to correctly format your resume. A basic resume should consist of at least 3 different categories: Education, where you list the schools you have attended and about majors or academic achievements, Work Experience, where you list any RELEVANT work experience (For example, if you’re applying to work as a librarian, don’t drole on  about your job experience as a pet groomer.) include your job title as well as your responsibilities, and a skills section that provides a short list of your soft skills (skills which characterize how you interact with others and how you approach work, such as leadership skills or flexibility) and hard skills (easily measurable skills, such as typing speed or knowledge of Microsoft Office systems). Some people also include a summary of their career goals in their resume.

Be sure to put lots of thought into your resume, and make it as accurate as you can. Be sure that your strengths shine through in your finished product. Lastly, DOUBLE, TRIPLE, QUADRUPLE CHECK YOUR RESUME FOR ERRORS! When you’re trying to make a good impression on a potential employer, it’s good to do so without any obvious grammatical errors. Have someone you trust check it over for you to ensure that it’s the best it can be.


For additional help, consider attending one of Urban League’s monthly resume writing classes. These classes are free of charge on the second Friday of every month!


Calling Youth Leaders!

By Dominique Shields

Are you a passionate youth who cares about the education and development of your peers? Well the perfect opportunity is here! America's Promise Alliance is looking for 2 young candidates to serve a two-year term on their Board of Directors or be a member of their Alliance Trustees. But before you make a decision, below are the guidelines:

You must:

  • Be between the ages of 16-22 on June 6, 2017

  • Be able to attend up to three meetings a year in Washington, DC without a chaperone. The Alliance will cover all required travel costs for individuals chosen as members.

  • Be available to serve as an America’s Promise Youth Leader through Spring 2019.

  • Be willing to share their story as a young American in the 21st century with the leadership body and potentially to a larger America’s Promise audience.

If you can check each of these guidelines, then I encourage you to apply! Click the button below for the application and more info.

Nobody knows better that you what you want and need. America's Promise is giving you the opportunity to share what you know on a level that will have impact. What more could you ask for?


Hello! 15+ things to Strike off Your Resume

By Dominique Shields


I know it can be difficult searching for employment and wondering why you don’t get any offers. Let me ask you something; when was the last time you tweaked your resume? I know, you’ve been told the strict way to do a resume since you were in the womb, but you could have that unknown deal-breaker highlighted in bullet form documented and on the desk of all your future employers. Did I freak you out a little? Good! Here’s 15+ things that need to be taken away from your resume (and yes, they will be in bullet form).

  • An objective

    • If you applied for the job, do they really need to know you want the job again? In the case that you are switching industries completely, add a BRIEF summary. In other words, keep it simple.

  • Irrelevant work experience

    • No one at Goodkin Law cares if you worked at McDonalds...

  • Personal details

  • Your full Address

  • More than one phone number

  • Your hobbies

    • I honestly don’t know why you thought your employer needed to know you enjoy karaoke on the weekends. But seriously, it’s irrelevant if it has nothing to do with the aspired position

  • LIES

    • Not ok!

  • Too much text

  • Too many BULLETS

  • Time off

  • Details that give away your age

  • References

  • Inconsistent format

  • Personal pronouns

  • Present tense for past jobs

  • Unprofessional email

  • Unnecessary words

  • Current business contact info

  • Headers, footers, images, tables, charts

  • Boss name

  • Company specific jargon

  • Social media url that are not related to the job position

  • More than 15 years of experience

    • I mean how many years can you really have if you’re that age?

  • Salary information

  • Outdated fonts

  • Fancy fonts

  • Reasons why you left previous jobs

    • EXTRA ADVICE:  This question is asked often on applications, so the way to answer is leave it short and professional; i.e Seeking a position with possibilities of higher employment.

  • Annoying buzzwords

  • Your gpa

  • Why you want the job

  • Your picture

  • Opinions instead of facts

And a few other things need to be striked-out on your resume, as soon as you can if you’re looking for employment now.

This could be the change you need to get that position you’ve been eying. To  be honest, when I saw this list, there was AT LEAST half of these that used to be on my resume, but I changed my resume. Will you? Check out the whole list here.

Make Your Business Boom with Skillshare

By OTM Staff

The entire staff at On The Money Magazine uses Skillshare to gain new skills.

Skillshare is a learning community where anyone can teach, take or discover classes at a beginners and expert level. You can learn skills within a minimum time frame. Also Skillshare can be as low as free and up to $12.00 a month.

Alexis Patton

The class I chose was iPhone Photography. This class stood out to me because so many people have iPhones and like taking pictures. For me I want to take pictures, but I don’t have a camera for it. This lessons taught me how to take professional looking pictures with just an iPhone lense. Mariya Popandopulo teaches about the light contrast, layers, and focusing on the main point of the picture. She teaches about more than just taking the picture, but helpful methods and creative effects. I’ve learned how to use the light to help make my pictures more exaggerated and to separate me from others using an iPhone. Photography classes outside of Skillshare normally range from $25.00 to $100.00 or more.

Jayla Cooper

The intro refers to Vimeo and how it is the number one video creating website.Vimeo is a website that is provided for people who are passionate about film making a photography.Skillshare benefits from the video by teaching beginners how to edit and apply basic creating skills.Video Basic: Creating Pro Video on your iPhone shows how to make videos such as resume and presentations through a video on your mobile device. The equipment is an important factor in the video. You would need the following items ; Tripod or Stabilizer, Lighting and sound. When doing this activity you should have a storyboard and a script to make sure the video flows. Coverage is important it’s the amount of footage shot and different camera angles used to capture the scene. When getting different shots you should keep the camera close to your body and do not zoom.Before editing you want to get two or three of the same shots. Play them several times to see which one is the better fit for the video. When it’s time to edit you can take out all the words that are unnecessary to the video through a editing software. With the editing software you can speed and slow down the content or delete audio and replace it with your own music. I choose this class to gain knowledge about filmmaking and editing. It was interesting to me learning something I never knew how to do. On skillshare this class was free but usually to learn premium video editing, it can cost $16,000 to $35,000. This class could teach both amateurs and experts.


I picked a very interesting topic, I have an iPhone and I’ve always wondered what the GarageBand App does and when I went into it it looked boring so I deleted it but come to find out that it's actually a beat maker and you can have your own studio which sounds really cool. The name of my video is called Mobile Recording Studio: GarageBand for iPad and basically it showed me step by step how to create my own tunes. These classes are completely free and just like a youtube video and easy to navigate on your Phone or iPad. I’d highly recommend if you’re just getting into the music business that Garage Band would be a great starting point for you, you can also upload it when you're complete with your masterpiece.It’s completely free but if you wanted to produce professionally then it would cost about $78,000 (that’s a lot I’ll just stick to garageband for now)


The class that I watched was “How Teenagers Can Have Multiple Low Cost Businesses.” The class talked about the process and the dedication that goes into starting your own business. That start of your business is finding what you will sell and where you will sell it. More popular sites are Etsy and Amazon. You will also need to advertise. I learned that creating a page on Facebook will help with the target market and help promote the business. WooCommerce was mentioned on being a great source for shipping. It gives you total control over everything that happens. Taking this class at a college would cost around $200-$300 but I just learned it for free! This class is very helpful and a great source for teens looking to start their own business.

Skillshare is a great way to improve and learn new skills at no time. Join today to get started.

Blogging Tips for Newbies Who Can Make Serious Coins

By Leonora Dullovi


Even if you’re thinking “Well I’m in high school and I don’t have all the resources”, you too can turn your love for writing into a career now! On the Money, currently had a visit from Danyelle Little, founder of her own, successful blog called the Cubicle Chick.  Danyelle originally started off as a pro blogger since 2010 in Saint Louis. Then went on to create her own blog. She believed in using blogging to serve an audience and that no matter what, the blogs that serve will always make money. OTM got the chance to ask her questions and got some great advice as far as starting up your own blog.

1.  What sets your blog apart?

You! There are plenty of other bloggers out there but you and you only can set your blog apart by bringing personality and other things you have to offer. Don’t be a copycat of other bloggers. There isn’t anyone else out there that is you, so that alone serves as uniqueness.

2.  How long did it take you to get a lot of followers?  What spiked the growth?

Being featured on CNN’s website linked back to the Cubicle Chick and after that the numbers just kept coming in. Publicity from bigger sites and social media outlets is a major key.  Danyelle uses Twitter as an advantage as far as gaining followers because she says “you’ll never know who’s watching your feed.”  Just be a simple retweet can get you a bigger platform.  Here are some major Twitter tips Danyelle says bloggers NEED to know:

·         Think of Twitter as a party. Start conversations with people.

·         Use hashtags to relevant topics.

·         Know what is trending at the moment or any breaking news. Be the first to write about it! That way everyone will go to you.

·         Memes go viral!  Have fun and make your own.

·         Make a bunch of relatable quotes.

·         Ask questions that will engage people.

3.  How did you get other people on board with your blogging?

Get the people that are already rooting for you to be a part of the team as well. They’re the ones who understand the brand and are willing to work towards it. If you end up working with people that aren’t interested in the vision, then progress won’t be made as it should be.

Now that you know a little more about blogging, give it a try! You have many of the tools right in front of you, just start to use them! Even though I’m sure you use social media already, just get more engaged. Blogging will open up a lot of opportunities. If you have any questions ask OTM and check out The Cubicle Chick website!

Job Hunting Today

By Dominique Shields


Things sure are changing, huh? You might be fine sticking to the way you do things, because it still works. But something essential to you has changed and left you in the dark ages. What is it? Job hunting. If you don’t believe me, check this out:

Resumes: Did you know you don’t have to stick to a boring format anymore? Employers actually want to see something different. Now, they still want professionalism, but being professional doesn’t have to be boring. Making a resume that’s easy on the eyes can get you one step closer to that job you really want. To make sure you get a clear idea of what your resume could look like, check out our resume template here!

Google: Has it crossed your mind that employers might Google you if they are interested in hiring you? They will and they will find you! No, seriously, they will find you and do a little research. Or they could stumble onto your social media profiles, like what they see, and reach out to you. It’s always a good thing to make sure your social media is on a professional 10 because you don’t know who’s looking.

Cover Letters: These are so last season. Not too many employers are looking for cover letters anymore. Then again, who was in the first place? But with that being said, still keep a generic one handy just in case someone else is in the dark ages.

LinkedIn: If you're not already using LinkedIn, it's time to get on board. And it's no longer enough to create a basic profile. Complete it because people will notice when they search for you via LinkedIn. This helps you establish a personal brand beyond your resume and can include additional information that doesn't belong or fit on a resume. For example, why did you choose your career path? Also, recommendations add to your credibility and can result in interviews. It's like an easy reference check before calling you in to interview.

So now you know. It’s not just filling out an application with your resume and cover letter attached. Sometimes you won’t even need a cover letter. If you’re lucky, you won’t even need to apply, they will find you!


Giving Your Job Search A Tune Up

By Dominique Shields


Tired of constantly searching for a job and coming up short? I understand your pain and I want to help. I found four simple ways that you can give your job search the tweaking it needs to get you out of that job searching rut.

What are you looking for?

Not having a clear idea of what kind of job you want can hold your search back. The more you know about what you’re looking for, the easier you can find it.

Don’t be Afraid to Let People Know You’re Looking

Have you ever told your cousin you’re looking for a job, then they call you the next day telling you about this job posting they saw? It could work in your favor when you tell your family and friends you’re looking for a job so they can look with you. Two sets of eyes are better than one!

Time for a Resume Makeover

I’ve learned that resumes that look boring don’t get looked at. So when’s the last time you made some changes to your resume? You shouldn’t be afraid to spice up your resume. Adding a little color, or even a headshot can go a long way.

Check out an example here:

Social Media Could Make or Break You

While people are getting more and more into social media, so are jobs. Someone could be looking at your Facebook profile right now and see that post you made about a “wild weekend”. Be mindful that social media is accessible to people that might hire you one day. At the same time, you can find postings about jobs via social media as well. So while they might be looking at you, you can look at them too!


Writing a Not So Desperate Cover Letter

By Dominique Shields

There’s a job you want to apply for. It could be your dream job, or a job you need to pay for college. You want this job. You need this job. But before you think about tailoring your resume, you have to have a cover letter. And not just any cover letter, but the cover letter that will seal the deal for your career future; that will ultimately lead you to fulfill your destiny as the next greatest ruler of the organization. Not really, but it will help you get the job you want - if you do it right. Here’s how:

● Engage them with a story about yourself.

Let it be a good story too. When I say good, I mean happy. Don’t go into a sob story about how you need the job because you can’t pay for lunch and keep gas in your car, or bus fare, to even make it to work. Keep it positive. For example, write about your first time you realized you enjoyed writing if you’re applying to be a journalist.

● Fit the letter to the job you’re going for.

If you already have a cover letter, make sure you make changes that fit the job description you want. Having a universal cover letter isn’t going to be good enough.

● Showcase extracurricular activities that are relevant.

No hiring manager wants to know that you have too much time on your hands. You don’t want them to think that you are just sitting around all day. Show them you have drive and that you’re productive with your 24 hours.

● Dial back the eagerness.

How embarrassing, or sad, would it be to find out that you were doing the most in your cover letter? Or you get offered a lower salary because the hiring manager can see how desperate you are? Think about being subtle in your approach. Let it be known that you chose to apply for the job, but it isn’t a do-or-die situation.

● Exaggeration is not key.

Please try to have a minimum amount of exaggerated stories in your cover letter. Hiring managers can see through the generic, boring cover letters, and they can definitely see through the glitter and dazzling.

Hopefully, these tips helped and good luck with your cover letter! Need further help on what your resume should even look like? Click here for our resume resource in our Financial Toolkit issue! 

5 Tips to Ensure You Aren’t Late for an Interview

By Emma Iffrig

Are you easily stressed when you have an interview for a job the next day or even within a week, and can’t seem to calm down? Well, I’m going to give you 5 easy tips do before your interview to prepare yourself and hopefully calm yourself down. 

1.      Know where you’re going. Take an hour, or however long you need, to figure out where you’re going. This will reduce the stress of trying to figure out where the building is and what room you may be in. This is also a sure way to make sure that IF YOU ARE running late then you aren’t scrambling to find the place, which adds more time.


2.      Pick out your outfit the night before. Do you remember your mom telling you to get your clothes ready for your first day of school? She told you this to make sure you could think about other more important things, such as a paper you needed to bring on your first day or the hand sanitizer for the teachers. Well replace the first day of school with your first, second, ...eighth, or last interview. Having your clothes picked out the night before helps you in the morning when you’re also trying to put on your make-up or take a shower. *(If your interview is in the afternoon you can wear your outfit or keep it in a safe location for you to put it on later.)

3.      Plan on having a healthy breakfast. Breakfast is the most important meal of the day. I know that there are many people who don’t eat breakfast, but you should! It gives you a boost and a lead on all of those other people who don’t eat their breakfast. Eating a breakfast also ensures you having a meal in your system in case you miss lunch.

4.      Get all of your paperwork together. This tip doesn’t mean to just get your papers together, but it also means to make sure they are all in order. If you’re bringing your resume and some reference letters, make sure you have them in the order you want and that you KNOW where they are. (This tip will come in handy for when you’re in the actual interview.) If you want to go even farther, put them near the door or somewhere where you won’t forget them on your way out the door. This will come in handy for when you calmly walk out the door for your interview. Because you know, you’ve eaten your healthy breakfast in the clothes you picked out last night and know exactly where you’re going.  

5.      Get a swell night’s rest! I know that everyone may say this, but it really works! When you’re well rested your energy is higher, which people feed off and then everyone is happy! No one wants to work with or hire a grumpy Gilbert… or Gilda. 


After reading all of these tips are you less nervous? I believe in you, you can do it! Go get them, tiger!  

Getting your Dream Job While Working for Someone Else

Have you ever thought about quitting your day job and taking that leap of faith to pursue your destiny? This is something that is very practical but there are necessary measures you must follow.  Quitting your day job is not always that easy, considering you need steady income to stay afloat. Here are some tips to gradually help you become an entrepreneur while working for someone else.

Financial Planning

One of the main reasons that you work at your current job is because it supports your current lifestyle. You manage to pay senior dues, prom and have gas money around a weekly or bi weekly pay schedule.

Tweet: If your destiny isn't paying you today,it wouldn't make sense to leave before you start saving $$. @onthemoneystl

As you save, you will gradually depend less on your day job. You will soon come to a point where you have enough money saved so that you can support yourself without working for someone else.

No Free Time

Now don't take this the wrong way, but your free time should be considered ‘me’ time. Anytime that you are not in school or working your day job you should be dedicated to manifesting your plan.After a long school day, I'm sure you may be drained. But the only way that you'll be able to obtain success is if you are devoting as much time to yourself as you do to school. You should consider devoting your free time to working on your entrepreneur plan.


This may be the most important tip to guiding you to success. Of course you will have naysayers who belittle your dreams. It’s up to you to prove them wrong. No one sees your vision like you do. With the proper dedication and persistence, anything is possible. You must believe that what you are doing is feasible.  Take these tips and be prosperous.

How to Answer Those Hard Job Interview Questions

By Dominique Shields

Have you ever sat across from someone that has major influence on your future and you freeze? Do you ever wonder what you need to say during an interview to sound better than competitors? Is it a correct assumption to imply that you’ve been so nervous that you forgot what to say in an interview before? If you answered yes to any of these questions, please direct your attention to the rest of this article to find out how to answer these hard-hitting questions in an interview:

“So, (insert your name here) tell me about yourself.”

Oh no! You don’t know anything about yourself. I mean, how could you know something like that? Just stay calm because you got this. Remember to give an answer that pertains to the job. Sure they want to know about you, but what they really want to know is things related to the position. If you are applying to be a math teacher, the interviewer doesn’t care that you got certified to be a lifeguard one summer. And please don’t go on and on about your history from day one. They don’t want to know that either.

“Tell me about a time you made a mistake.”

Beware, interviewers don’t really want to hear the worst thing that ever happened to you. They want to see that you take risks and learn from your mistakes. Take this question as a chance to shine and show off how great you are under pressure. But don’t think of the whole interview as a chance to showboat yourself, choose those times wisely. This question is one of those wise times.

“What is your dream job?”

Yeah, what is your dream job? I’m sure the interviewers don’t want to hear that your dream job involves cooking every day if you’re applying to be a Bank Teller. This question is asked to see where you can fit in if you get the job. If you don’t know what your dream job is, just keep your answer directed towards the position you’re there for. I’m not telling you to lie, but I am saying that the interviewer is going to be looking for an answer that has to do with the job you’re applying for, so be aware.

Where do you see yourself in 5 years?

This question is not for you to talk about how many kids you want and where you want to live. Your answer should show how you would add to the growth and value of the company/organization.Show that you want to have a job where you can build your career and the company. Just don’t look at the hiring manager and say, “I want your job!”

Why are you the best person for this job?

One of the last questions you’ll hear is this one. Now is not the time to stray away from the spotlight. It’s the time to shine! You have a moment to tell someone what sets you apart. Don’t shy away or be humble. Brag when the opportunity is presented to you. Present your biggest accomplishments. Let them know how you go above and beyond to get the job done. They’ll go crazy for it.

Good Luck!