5 Ways to Start Off 2016 on Track

By Dominique Shields

Do you plan on making any New Year’s resolutions? Are they financial? It’s time that you get more serious with your financial growth. You are in the right place for steps and tips to keep in mind for the new year.

Plan and Prepare for Bills

Illustration by Najee Person

Illustration by Najee Person

If you know there will be times when money is spent on bills, make sure you plan for that. Avoid the hassles of scraping up money right before you’ll need it. Have a basic budget of your income and constant payments you have ahead. Be sure to calculate them when you do your expenses. Map out what you want the year to look like for you, make the plans, and set your resolution into action.

Be Committed

If things get too difficult, don’t give up. Know what your end goal is and what you promised yourself at the beginning of the year. As the year goes on, it can be difficult to remember what you promised yourself, but if your commitment runs deep, you can achieve your goals in the new year.

Create Goals

You know what you want to accomplish. When you have a big New Year’s resolution, you have to set goals to make sure you follow through with the resolution. Why? Because goals propel you forward and keep you on track.

Stop Procrastinating

Illustration By Najee Person

Illustration By Najee Person

The financial resolution you choose might take the whole year to complete, or longer. One thing not to do is procrastinate. Procrastination is the root of all incomplete or late tasks you have ever had. If you really want to stay on top of your resolution this time, stay away from the procrastination monster.

Remember, Nothing is too Big or Small

Listen, you don’t have to minimize or maximize your resolution and have an excuse for why you can’t follow through. Don’t let yourself make the resolution you chose to become something that doesn’t really matter, or can’t be handled right now. If your resolution is a big one, plan out your steps so you can always have something to do that gets you one step closer to what you want to do. If your resolution is more on the simple side, just go ahead and get it done. Don’t waste any time and make it more difficult and out of your reach.

I hope that this new year is one that will bring you satisfaction and achievement! If you ever forget what you need to do, or you just need a little inspiration, On The Money will always be here! Go out and face your financial New Year’s resolution, and let us know if we helped out.